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Moving to Portugal / EXPLAINER

D8 insurance: questions before you apply

Keep the visa stage, residence stage and policy terms separate.

Who this is for

Remote workers examining an application to move to Portugal.

First identify the exact application route and the authority handling it. Ask for its current insurance checklist; do not copy requirements from a different visa or residence process.

Start with the right procedure

AIMA publishes information on residence permits for remote professional activity. That is a different stage from applying for an entry visa. For the visa application, obtain the insurance requirements from the consulate handling your case.

Prepare a document check

Ask the consulate responsible for your application to confirm the current insurance requirements. Use these questions to check the documents before buying a policy:

  • Which insurance documents are required for the exact application?
  • What duration, territory and benefits must those documents show?
  • Do the instructions distinguish a temporary stay from a residence route?
  • How should changes to planned travel dates be documented?

Confirm contractual eligibility

Ask the insurer to confirm whether your residence, purchase date and intended activity are accepted. Keep its written response with the policy wording. A label such as “digital nomad insurance” does not establish administrative acceptance or suitability.

Sources and further reading

Use these sources to explore the topic further. Check your insurance terms in the policy documents and ask the insurer to clarify any questions.

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